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Fortis Lease Polska Sp. z o.o.

Fortis Lease Polska is a lease services provider. The company is owned in 100% by BNP Paribas Bank Polska SA.

Our lease offer comprises a wide range of fixed assets including transport equipment, IT equipment, construction and medical machines, machines for other branches, real estate.

Leasing definition
Leasing agreement
It is an agreement on the basis of which a Lessor provides a Lessee, against payment, with a fixed asset to be used for a given period of time. During the lease period the Client (Lessee) pays lease installments in exchange for the right to use the asset which remains the property of the Lessor. The Lessor purchases the fixed asset from the supplier chosen by the Lessee. After the lease period, the Lessee may purchase the lease asset at price which equals asset's residual value specified in the lease agreement.

Operating Lease
During the lease period, the lease asset remains the property of the Lessor. All lease payments are regarded as tax deductible costs for the Lessee. In operational lease the Lessee may allocate investment expenditure to tax allowable expenses within a significantly shorter period compared to standard depreciation period.

Financial lease
During the entire lease period, the Lessor remains the owner of the leased asset. The Lessee shall consider the leased asset as a component of its company's assets and therefore is allowed to make depreciation write-offs. In this case, lease interest installments and depreciation deductions are regarded as tax-deductible costs for the Lessee. After the lease period, the Lessee automatically becomes the owner of the leased asset, provided that all the lease agreement conditions have been fulfilled.

Lease features

  • currencies: PLN, EUR
  • lease agreement period: depends on the type of the leased asset
  • lease installments: based on fixed or variable interest rate
  • lease agreement minimum amount: PLN 2,000,000 for the real estates, PLN 50,000 for others
  • residual value depends on a depreciation rate of the leased asset and the lease agreement period,
  • the leased asset is insured by Fortis Lease Polska at competitive rates

Lease advantages

  • opportunity of financing investments up to 100%
  • alternative source of financing
  • long-term financing
  • the possibility of a sale and lease-back transaction, which releases working capital (this involves purchasing a fixed asset already used by the Customer and then leasing it back under a lease agreement)
  • quick response to Customer demands
  • tax shield effect

Vendor Lease Program
Fortis Lease Polska co-operates with suppliers of fixed assets thus offering them financing of their products within the Vendor Lease Program. Fortis Lease, together with the suppliers, establish what the Clients' needs are and offers financing of the purchase of the fixed assets through leasing.

Leasing Line
Fortis Lease Polska offers leasing lines as a way of financing investment purchases. The Customer's needs determine the conditions and the period of availability of the granted limit. Under the leasing line the Customer may at any time, as the limit is available, make the purchase of specific fixed assets. Such financing is very popular with our Customers due to the simple and clear procedure of granting this facility.

Fortis Lease Polska Sp. z o.o. – Headquarters
ul. Suwak 3
02-676 Warszawa
tel. (+48 22) 566 96 50
faks (+48 22) 566 96 51

Fortis Lease Polska locations:

Business Centre Krakowie
ul. Armii Krajowej 28
30-150 Kraków
tel.: (+48 12) 618 34 49
faks: (+48 12) 618 30 30

Business Centre Poznaniu
ul. Topolowa 5
61-584 Poznań
tel. (+48 22) 893 41 69
faks (+48 22) 893 41 95

Business Centre Gdańsku
ul. Okopowa 7
80-819 Gdańsk
tel. (+48 22) 893 51 86
faks (+48 22) 893 51 97

Business Centre Katowicach
ul. Murckowska 14
Katowice 40-265
tel. (+48 22) 893 43 68
faks: (+48 22) 893 43 45

Business Centre Wrocławiu
ul. Ruska 20/21
50-079 Wrocław
tel. (+48 22) 893 48 55
faks (+48 22) 893 48 10

Business Centre w Warszawie
ul. Suwak 3
02-676 Warszawa
tel. (+48 22) 566 96 50
faks (+48 22) 566 96 51

Fortis Lease Polska services are also available in all BNP Paribas Bank branches.

Bank BGŻ BNP Paribas Spółka Akcyjna z siedzibą w Warszawie przy ul. Kasprzaka 10/16, 01-211 Warszawa, zarejestrowany w rejestrze przedsiębiorców Krajowego Rejestru Sądowego przez Sąd Rejonowy dla m. st. Warszawy w Warszawie, XII Wydział Gospodarczy Krajowego Rejestru Sądowego pod nr KRS 0000011571, posiadający NIP 526-10-08-546 oraz kapitał zakładowy w wysokości 84 238 318 zł w całości wpłacony.